Financial Assistance

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Many families and individuals who are living in Kentucky may have trouble paying for their insurance. Still, having health coverage is a requirement. Fortunately, you can find several different options to help pay for this coverage so it is not as much of a financial burden.

Prescreening Process

Before you can receive any help with paying for healthcare, you need to make sure that you qualify. You will need to go through the prequalifying system through the Kynect.ky.gov site. When you go through the system, they will ask you several questions about your current financial status, such as the number of people in the household and their ages.

It’s a relatively fast and simple process, and it is entirely secure. In addition they will not keep any of the answers to your financial questions on file.

It’s important to note that this step in the process is not the actual enrollment. Instead, this is simply a step to attempt to qualify for financial assistance for when you do enroll. This process takes just a few minutes, and you can do it entirely online.

When you finish this step, you will find out whether you are able to receive help. They have a number of different methods of providing financial assistance. Some of these include Medicaid, healthcare payment assistance, and the Kentucky Children’s Health Insurance Program, or KCHIP. You can learn more about each of these programs through links on the prescreening page at Kynect.ky.gov.

The prescreening process will not check for some of the other types of assistance that you receive, such as K-TAP (Kentucky Transitional Assistance Program), SNAP (Supplemental Nutrition Assistance Program), WIC, or child support. You may still be able to get additional help from those programs and be qualified for financial assistance for your healthcare.

Types of Help

When you qualify for financial assistance, it may be possible to qualify for free care through KCHIP or Medicaid. The Kynect site features a chart that shows how much you are able to make and still qualify for Medicaid. For an individual, if you make $16,243 per year or less, you will qualify. A couple that makes $21,983 or less will qualify. A family of three can make up to $27,983 and qualify, while a family of four can make up to $44,465 and qualify. Those who have a family of five can make up to $39,206 and qualify, and a family of six can make up to $44,947.

If you do not qualify for Medicaid, you might still qualify for payment assistance on the cost of your insurance. An individual can make up to $46,680 per year and qualify. A couple can make up to $62,920 and qualify. Families of three can earn up to $79,160 and qualify and families of four can make up to $95,400. A family of five can earn $111,640 and qualify, while a family of six can make up to $127,880.

As you can see, there are a number of provisions for those who need to have a little bit of assistance to help pay for their coverage. The goal is to get as many people in KY covered as possible, and this assistance is helping to make that goal a reality.

Speak with a Live representative, call (855) 303-0841

  • Get a Free Health Quote - No Hidden Fees
  • Speak to a Real Human
  • We will answer any other Health questions
  • Learn How to Avoid the Tax Penalty

(Operators available 9am-9pm EST)